Terms of Use

Effective Date: Date

These Terms of Use (“Terms”) govern your access to and use of the services provided by 313 (“Company,” “we,” “our,” or “us”). By accessing or using our services, applications, websites, and related offerings (collectively, the “Services”), you agree to be bound by these Terms.

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our Services. By using the Services, you represent that you meet these requirements.

Account Registration

To access certain features, you may be required to create an account. You agree to provide accurate, complete, and current information and to maintain the confidentiality of your account credentials.

Use of Services

You agree not to:

• Use the Services for unlawful purposes.
• Engage in fraudulent, deceptive, or manipulative activities.
• Interfere with or disrupt the security or functionality of the Services.
• Misuse intellectual property rights related to the Services.

Transactions

You authorize us to process payments, settlements, and related financial transactions as instructed through the Services. You are solely responsible for ensuring the accuracy of transaction details.

Fees

You agree to pay all applicable fees, charges, and taxes in connection with your use of the Services, as disclosed to you.

Intellectual Property

All intellectual property, including trademarks, software, and content made available through the Services, is owned or licensed by 313. You are granted a limited, non-transferable, non-exclusive license to use the Services for personal or business purposes in accordance with these Terms.

Termination

We may suspend or terminate your access to the Services at our sole discretion, without notice, for conduct that violates these Terms or is otherwise harmful to our interests.

Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, 313 shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits or data, arising out of or related to your use of the Services.

Indemnification

You agree to indemnify and hold harmless 313, its affiliates, officers, employees, and agents from any claims, damages, liabilities, and expenses arising out of your use of the Services or violation of these Terms.

Governing Law and Jurisdiction

These Terms shall be governed by and construed under the laws of Insert Jurisdiction. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Insert Jurisdiction.

Modifications

We reserve the right to modify these Terms at any time. Continued use of the Services after modifications constitutes acceptance of the revised Terms.